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2026.02.1907:30:00UTC+00Indonesia’s Loan Growth Edges Higher to 9.96% YoY in January 2026

Indonesia’s loan growth strengthened at the start of 2026, with the annual expansion in lending reaching 9.96% in January 2026, up from 9.69% in December 2025. The figures, updated on 19 February 2026, reflect year-over-year comparisons, measuring how bank lending in January 2026 changed relative to January a year earlier.

The previous reading for December 2025 showed loans growing 9.69% year-over-year, compared with December of the prior year. The latest data indicate a modest acceleration in credit expansion, suggesting that borrowing activity in Indonesia continued to firm as the new year began.

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